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Goldman Sachs

July 2, 2026

Measuring AI Maturity in Banking

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This report summarizes a discussion with the Evident AI Index CEO regarding AI maturity across global banks. It highlights the competitive advantage of US institutions and notes that talent and leadership are the primary determinants of successful AI integration.

Key Takeaways

  • 1.US banks maintain a lead in AI maturity due to earlier investment, talent access, and technology ecosystems.
  • 2.AI maturity is driven by talent, which accounts for 45% of the Evident AI Index weighting.
  • 3.AI implementation is shifting from experimentation to early-stage process efficiency, with limited financial impact yet.

Table of Contents

  • Banks: Measuring AI Maturity in Banking: Insights from the Evident AI Index CEO — Key Takeaways
  • Disclosure Appendix

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