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Bank of America

February 12, 2026

Weekly Spending Update Through Feb 7

Weekly UpdateMacro Economic IndicatorsConsumer DiscretionaryConsumer Staples

US household card spending rose 3.4% y/y in the week ending February 7, 2026, as the economy rebounded from the disruptions caused by Winter Storm Fern.

Key Takeaways

  • 1.Total card spending per household increased by 3.4% year-over-year for the week ending February 7.
  • 2.Consumer spending rebounded as much of the country recovered from the impact of Winter Storm Fern.
  • 3.Spending growth was most pronounced in the restaurants & bars, transit, and gas categories compared to the prior week.

Table of Contents

  • Key takeaways
  • Exhibit 1: Total card spending per HH was up 3.4% y/y in the week ending Feb 7
  • Disclaimer
  • Methodology explained
  • Disclosures
  • Important Disclosures
  • Other Important Disclosures
  • Information relating to Non-US affiliates of BofA Securities and Distribution of Affiliate Research Reports
  • General Investment Related Disclosures
  • Copyright and General Information
  • Research Analysts

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Authors

Shruti MishraAditya BhaveStephen Juneau

Themes

Online vs. Brick-and-Mortar Retail DivergenceWeather Impact on Consumption

Regions

North AmericaUnited States