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J.P. Morgan

July 13, 2026

Chase Spending Data

Weekly UpdateMacro Economic IndicatorsConsumer DiscretionaryConsumer Staples

This report provides weekly updates on North American consumer spending trends using proprietary JPMorgan Chase credit and debit card transaction data. It highlights a transition to the updated JPMC Index File 2.0 for improved category and demographic analysis.

Key Takeaways

  • 1.The report provides updated Chase spending data through July 3, 2026, transitioning to a new JPMC Index File 2.0 dataset for improved granularity.
  • 2.Data is presented with a lag and in a rolling seven-day format, and cohorts have been refreshed which may cause modest revisions to prior spending levels.

Table of Contents

  • Chase Spending Data
  • Consumer Finance
  • Category Hierarchy & Taxonomy Reference
  • Family 2: NAICS – North American Industry Classification System
  • Family 3: Other – JPMC Proprietary Spending Categories
  • Analyst Certification
  • Important Disclosures
  • Explanation of Equity Research Ratings, Designations and Analyst(s) Coverage Universe

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Authors

Richard ShaneHong Zhang

Themes

Consumer Spending PatternsData Methodology EnhancementsIncome-based Economic Divergence

Regions

North AmericaUnited States