Australia Housing Finance Loan Commitments Fall

Australian new dwelling finance commitments fell 3.8% in 1Q2026, missing expectations of 0.0%. This broad-based decline across investors and owner-occupiers follows recent interest rate hikes in early 2026.

Key Takeaways

• 1.The total value of new dwelling finance commitments fell by 3.8% in 1Q2026, which was significantly below market and Goldman Sachs expectations of 0.0% growth.
• 2.The decline in loan commitments was broad-based, with owner-occupiers falling 4.3% and investors falling 3.0% quarter-over-quarter.
• 3.First-home buyer activity saw a sharper decline of 6.7% in the quarter, despite an increase in the average size of loans.

Table of Contents

• Key Numbers:
• Main Points:
• Disclosure Appendix
• Global product; distributing entities
• General disclosures

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