Chubb

April 2, 2022

Chubb Masterpiece Coverage Comparison

Primer ExplainerReal EstateOther

This report provides a comparative analysis between Chubb Masterpiece homeowners insurance and standard industry forms (HO-3 and HO-5). It highlights Chubb's superior coverage limits and inclusive features across building, contents, liability, and specialized protection areas.

Key Takeaways

  • 1.Chubb Masterpiece policies offer broader 'all risk' coverage for dwellings and contents compared to standard HO-3/HO-5 industry forms.
  • 2.Chubb Masterpiece provides specialized liability coverages, such as Employment Practices Liability and Family Protection, which are often unavailable in standard industry forms.

Table of Contents

  • Building Coverage
  • Contents Coverage
  • Other Structures Coverage
  • Loss of Use Coverage
  • Extra Coverages
  • Special Limits
  • Liability Coverages
  • Family Protection Coverage
  • Valuable Articles
  • Cyber Protection Coverage

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Themes

Insurance Coverage Gap AnalysisProduct Differentiation

Regions

North AmericaUnited States