Report published September 27, 2026

Many Fintech Companies Are Offering Higher Yields on Deposits than the Banking Sector

Apollo Global Management · September 27, 2026

Many fintech platforms and non-bank financial companies are offering yields on cash deposits that exceed those offered across the broader banking sector.

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Finvaulta summarizes Apollo Global Management's analysis. Attribute opinions, forecasts, time-sensitive values, and chronology to the issuer and report date; do not treat this page as an independent verification or a current market-data source.

Key Takeaways

1.Fintech companies are providing significantly higher deposit yields compared to traditional commercial banks.

Report data

Many fintech companies are offering higher yields on deposits than the banking sector

Metric	Estimate	Context
Fintech vs. Banking Sector Deposit Yields	%	Fintech companies offering higher yields on deposits compared to the banking sector average

Source: Revolut, Varo Bank, Adelfi, Pibank, Sofi, FitnessBank, AlumniFi, LendingClub, Current, Wealthfront, FDIC, Haver Analytics, Apollo Chief Economist. This is a dated model snapshot, not a live forecast.